SHNS | Study Examines State Spending on Employee Health Insurance

The average per-employee monthly premium for coverage of state government employees in the United States was $963 in 2013, according to a study of state spending on employee coverage, which pegged the average in Massachusetts at $1,089.

The study, by the Pew Charitable Trusts and the MacArthur Foundation, was released Tuesday with its authors hoping to inform public policy debates and decisions with new information. The study’s authors told reporters in a conference call Tuesday that management of state employee health benefits affects the fiscal health of states, the ability to recruit and retain employees, and the physical, mental and financial well being of workers.

The study found the average employer premium contribution percentage across 49 states at 84 percent, with the average state employee premium contribution percentage at 16 percent. In Massachusetts, that split was 75 percent employer and 25 percent employee. The average total premium across the states for employees plus dependents was $1,238, compared to $1,418 in Massachusetts.

States collectively spent $30.8 billion to insure 2.7 million employee households in 2013.

 

Other Resources:
Read the full study on State Employee Health Plan Spending via Pew Charitable Trust.
Learn more about state employee benefits through the Massachusetts Group Insurance Commission.

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