"STEWARD'S TIP OF THE WEEK"
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STEWARDS: DO YOU HAVE A TIP
TO SHARE?
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April 7, 2009
"OUCH!!"
Even though handling workers compensation
claims (or "Industrial Accidents," as the state calls them) is a specialized
area of law outside what Local 509 provides, as a steward, you are still in a position to offer
good advice to an injured coworker.
You
can:
- Make sure you advise your coworker to comply with your employer's requirements for
reporting incidents such as injuries.
- Suggest they file a claim if they get
hurt or sick doing their jobs. Some people do not even think of it, even though
it is sometimes the only way to get an employer to take the issue seriously.
- Let them know that it is worth filing a
claim late, even though it is supposed to be
filed right away. They may be asked why they did not report the injury to a
supervisor immediately; it may have been because they did not even realize they
were injured.
- Make sure they understand that Workers
Compensation does not only replace part of their lost
income while they are out of work; it also covers medical
costs related to the injury.
- Explain that filing a claim now could protect them in the event that the symptoms
recur. If the claim is approved, and if there
is a recurrence of the symptoms, workers comp may cover future lost time or
medical costs.
- Tell them that workers comp may pay
for a scar or other disfigurement
caused by the injury, as well as for any
loss of function, for example, if they cannot
extend a finger all the way.
A good reference on workers
compensation laws and regulations is “Workers' Comp: A Massachusetts
Guide” by Robert Schwartz, available
online for $6. |